Defaults? Where did they go!!

Fannie Mae recently released information on historical default rates. An interesting trend popped up, current default rates are unbelievably low, at least compared to the years 2004 through 2008.

Prior to those years, the national Fannie default rate is still slightly below that trend. Some critics are saying that this proves our loan policies are too tight and need to be loosened. Are they crazy? Remember 2008?

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