Efficiency Ratio’s Vary Widely

The profitability issue of the Independent Banker had several great articles. Their research has shown that the average efficiency ratio for a community bank is 73%. But there was an article ‘A Great Measuring Stick’ that stated that the goal of a bank should be an efficiency ratio of 50% or less. This is quite a difference. Controlling costs (overhead) is not an easy job, but very profitable when done right. Check out this article for more details. https://independentbanker.org/2016/08/a-great-measuring-stick/

Share this post

About Us

SAMCO Appraisal Management Company is a nationwide appraisal management service for community banks. We provide regulatory compliance and save our clients actual dollars at the end of the day.

SAMCO is committed to earning your loyalty one appraisal at a time.


 Sign up and stay in touch