All of us in the mortgage business know it hasn’t slowed down for the holidays yet, and there is a reason why! Sales of previously owned homes in October hit almost a 10-year high! This is throughout the nation also, with no region weighing in more than another. Different economists have different views of the why, but it’s generally thought that the tight housing market through the summer created pent-up demand this fall. Rates have recently gone up, so maybe there might be a slow down now for the balance of the holiday season.