Again, every AMC has different policies and you, as a lender/client, need to know how your AMC is handling the audit process. Many AMCs utilize a computerized audit system, not SAMCO. Every one of your reports will have a trained, experienced individual reading the appraisal. SAMCO works very hard at helping your approved appraisers provide the best appraisal possible, conforming to USPAP and Appraisal Standards and Guidelines. Many times this is difficult to do. Not every subject property fits within a square box! Our clients are community banks, and many times they will have more rural or unusual financing opportunities. We work with the individual appraiser, so that when you read your appraisal report, you understand the situation, the subject property, and the how and why of the appraiser's arrival at the Estimate of Value.
